Dividend Calculator

Calculate investment returns, compound interest, and portfolio growth.

Stock & Dividend Details

Current stock price per share

Shares owned or to purchase

Current annual dividend per share

%

Expected annual dividend growth

Years to hold investment

Investment Options

%

Your marginal income tax rate

%

Qualified dividend tax rate

Dividend Tips

  • • Focus on companies with consistent dividend growth
  • • DRIP can significantly boost long-term returns
  • • Consider dividend tax implications in different accounts
  • • Diversify across dividend-paying sectors

Dividend Analysis

Current Yield

4.00%

Annual dividend / share price

Yield on Cost

6.21%

After 10 years

Final Portfolio Value

$22,402

137.53 shares

Total Return

$12,402

124.02%

Avg Annual Return

8.40%

Including dividends

Dividend Summary

Total Dividends (Gross)$5,906
Taxes Paid-$886
After-Tax Dividends$5,020

DRIP Benefit

Reinvesting dividends adds $6,113 to your portfolio value.

This represents the power of compound growth through dividend reinvestment.

Year-by-Year Analysis

YearSharesDiv/ShareDividendsPortfolio
1103.2$4.00$400$10,840
2106.6$4.20$434$11,751
3110.0$4.41$470$12,738
4113.6$4.63$510$13,808
5117.3$4.86$552$14,967
6121.1$5.11$599$16,225
7125.0$5.36$649$17,588
8129.0$5.63$704$19,065
9133.2$5.91$763$20,666
10137.5$6.21$827$22,402

How it works

A dividend calculator works out the income a stock pays and its yield. Dividend yield is the annual dividend as a percentage of the share price, letting you compare income across stocks. Reinvesting dividends compounds your share count over time.

Dividend yield & income

Yield = (annual dividend per share ÷ price) × 100        Income = shares × annual dividend
annual dividend
total dividends per share in a year
price
current share price

Worked example

  • Share price = $50
  • Annual dividend = $2.00/share
  • You hold 200 shares
  1. Yield = (2.00 ÷ 50) × 100 = 4%
  2. Income = 200 × 2.00

4% yield and $400/year in dividends.

Good to know

  • A very high yield can be a warning sign — it often reflects a falling share price, not generous payouts.
  • Reinvesting dividends (DRIP) buys more shares, compounding both income and growth.
  • Qualified dividends are taxed at lower rates than ordinary income in the US.

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